Tag Archives: credit score

What Is Unsecured Credit Card Debt Consolidation?

What is unsecured credit card debt consolidation?  That sounds like a mouthful but lets break it down to help you understand.  There are two types of loans unsecured and secured.  A secured loan uses some form of collateral to help negotiate the terms.  It could be as simple as a CD, car deed, or for … Continue reading

Debt Negotiation: Taking That First Step

When you find yourself in debt and are not sure what to do next, there are options. It can feel helpless, especially when you are hundreds of thousands of dollars in debt and have no idea how you got there, but no matter how much debt you may have accumulated there are still ways to … Continue reading

The Key to Success With Rent to Own!

Whether you are looking for houses for rent to own, owner financing or lease purchases, there is one thing that will play a critical role in your success.  That is how seriously you take the credit restoration progress. There was a time when people were willing to owner finance a property over a long term.  … Continue reading

3 Quick Tips How to Rebuild Your Credit

Let’s  be real with each other, a low credit score will basically hurt you in every facet of your financial life.  For example, If you’re trying to obtain a home loan, car loan, or student loan, it will be almost impossible to be approved for a loan with a decent interest rate. Also,  with a … Continue reading

Credit Score Factors That Will Help You Boost Your FICO Score

Here’s the great news folks: The higher your credit score, the less money you will have to pay in future interest. For example, getting a mortgage with a 650(below average) score with get you an interest rate around 7%. Now if you raised your score by just 100 points, you most likely would be able … Continue reading